If you’ve made a claim in the last 6 years and feel you were treated unfairly by your insurer and still owed money, then we can help.


No Win No Fee
We don’t charge any fee for looking at your claim and all advice is free until we are successful in adding value to your claim.

We’ve listed below the main reasons insurance firms use when reducing your claim.

Under-insurance – the insurers favourite where they say your policy sums insured are not sufficient.

Scope of repairs – insurers commonly say they will only pay for repairs to actual damaged parts of your home only: an example would be water decoration damage in one wall of a room where insurers won’t pay for the other walls to be decorated or simple pollyfiller and papering over of cracks rather than effective structural repairs.

Wear and tear – another insurer favourite where they say the damaged part of the property has little value as it is in poor condition and exclude it is from the claim.

Unrelated uninsured damage – insurers often exclude damage which is discovered during a a claim which they say is not their responsibility; an example would be wood rot in a floor or roof

Damage which is the responsibility of another party – insurers often reduce claims where they say another party is responsible; an example would be subsidence cracking damage in a new house which is otherwise covered under the house builders warranty
Use of insurers suppliers – many insurers have their own supplier arrangements to carry out repairs at pre-agreed costs and they will only agree settlements based on these costs which are often unrealistic and impractical
Temporary accommodation – this can be an expensive part of a claim if it is necessary or practical when repairing damaged property – insurers often fail to mention home insurance policies provides this type of cover and when accepted will often arrange sub-standard accommodation with little or no provision for day-to-day living expenses.

No Win No Fee

We don’t charge any fee for looking at your claim and all advice is free until we are successful in adding value to your claim.

Only when we have successfully won your case or added value to an existing settlement offer, will we charge our fee which will be a percentage of the winning amount and agreed with you in advance so there will be no last minute shocks.

Get What’s Yours… Fill out the online form and tell us your disputed home insurance story.

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